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Gross NPA ratio improvement is best in 12 quarters. Gross NPA reduced to 9.61 percent as on March 31, 2019 against 11.01 percent last quarter. Net NPA fell to 3.33 percent from 4.26 percent last quarter. I really, really don’t get this. Trying to deny one of a persons main senses from childbirth, without any consent from them. Deaf culture can be rich and full for some people, and that is great, but what if the person that infant grows up to be wants more? What if they want a career in something that requires hearing? What if they want to go beyond what traditional dead culture entails? Let them have their sense of hearing, teach them sign language and immerse them in deaf culture, and let them choose for themselves what they want..

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